BillPlex — Privacy Policy

1) Data We Store

• Expense data (local only): amounts, dates, notes, categories, and user attribution are stored exclusively on your device. The App does not upload your expense data to our servers.
• Settings & preferences: language, UI options, and budget settings are stored locally on your device.
• Information we do not collect: names, email addresses, account credentials, precise location data, advertising identifiers, usage analytics, or behavioral tracking data.

2) Processing Purposes

Data stored on your device is processed locally to provide the App’s core functionality, including expense tracking, insights, statistics, and optional import/export or local device-to-device sync initiated by you.

3) Permissions & Device Access

• Files (Import & Export): when you choose to import or export data, the App accesses only the files you explicitly select to read or write an encrypted backup.
• Local Network / Nearby (optional): for Wi-Fi sync between your own devices, BillPlex may use local connectivity frameworks. You control when syncing starts, which devices pair, and when it stops.
• Microphone & Speech Recognition (optional): used only when you choose voice input. Audio processing is performed by Apple’s system services to convert speech to text. BillPlex does not record, store, or transmit audio recordings to its own servers.
• Camera: not used. The App does not capture or upload photos or videos.

4) Data Sharing & Transfers

We do not collect your expense data on remote servers and do not sell, rent, or share it with third parties. If you export a backup or use local sync, the data you choose to transfer moves directly between your devices or through a file you control. The App does not embed third-party analytics or advertising SDKs. Apple may collect diagnostic or usage information in accordance with its own privacy policy. We do not have access to this information.

5) Security

• On-device storage: data is stored in the App’s local database on your device.
• Backups: exported backup files are encrypted and protected with a PIN chosen by you. Keep your PIN safe — we cannot recover it.

6) Retention & Deletion

All expense data remains under your control on your device. You can delete entries within the App, uninstall the App to remove local data, and delete any exported files you have created.

7) Your Rights

We comply with applicable data protection laws, including the General Data Protection Regulation (GDPR) where applicable. Because we do not host or process your personal data on our servers, rights such as access, correction, deletion, restriction, or portability are exercised directly by you within the App by managing or deleting your data on your device.

8) Children’s Privacy

BillPlex is designed for general household use and is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13.

9) Changes to this Policy

We may update this Privacy Policy from time to time to reflect improvements, legal requirements, or changes in the App’s functionality. The “Last updated” date will be revised accordingly.

10) Contact

For privacy-related questions, you can contact us by email or using the provided contact action.