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      <title>The 50 / 30 / 20 rule, explained honestly</title>
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      <pubDate>Fri, 10 Apr 2026 00:00:00 GMT</pubDate>
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      <category>Budgeting</category>
      <description><![CDATA[The most famous budgeting rule in the world — what it actually says, when it works, and when you should break it without guilt.]]></description>
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      <title>How to build an emergency fund on a regular salary</title>
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      <pubDate>Wed, 01 Apr 2026 00:00:00 GMT</pubDate>
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      <category>Saving</category>
      <description><![CDATA[Three months of expenses, sitting quietly, doing nothing — until the day they save you. The realistic way to get there without heroics.]]></description>
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      <title>How to split household expenses fairly (without the awkward math)</title>
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      <pubDate>Wed, 25 Mar 2026 00:00:00 GMT</pubDate>
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      <description><![CDATA[Roommates, couples, families. The three most common ways to divide shared expenses — and when each one is fair.]]></description>
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      <title>The subscription audit: find the money you forgot you were paying</title>
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      <pubDate>Wed, 18 Mar 2026 00:00:00 GMT</pubDate>
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      <category>Saving</category>
      <description><![CDATA[Streaming, apps, cloud storage, gyms. The average household pays for 8–12 subscriptions — half of which go unused. Here is how to audit them in 20 minutes.]]></description>
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      <title>9 small habits that cut your grocery bill by 20%</title>
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      <pubDate>Tue, 10 Mar 2026 00:00:00 GMT</pubDate>
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      <description><![CDATA[Supermarket spending is where most households quietly bleed money. Here are nine concrete, low-effort habits that actually move the needle.]]></description>
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      <title>How to start a budget (when you have never tried before)</title>
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      <pubDate>Mon, 02 Mar 2026 00:00:00 GMT</pubDate>
      <dc:creator>BillPlex</dc:creator>
      <category>Budgeting</category>
      <description><![CDATA[A friendly, pressure-free guide to building your first monthly budget — without spreadsheets, guilt, or complicated rules.]]></description>
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